Many people with addiction problems are without health insurance. This makes it difficult for people looking for help because rehab stays are usually quite expensive without it. Luckily there are ways to get access to detox and rehabilitation services even if you wouldn’t normally be able to afford the out-of-pocket rates most facilities charge. There are low-cost and free options for those looking to clean but who aren’t insured.
Where to Start
Before you start calling treatment centers, it may be helpful to do some research and familiarize yourself with the various types of treatment available. Do you need inpatient or outpatient services? Do you need to go to a detox facility first? How close to home do you want be as you recover? These are questions staff can answer when you call for more information, though it may help you narrow your search to get a feel for your options beforehand.
You may benefit from visiting the Substance Abuse and Mental Health Services Administration (SAMHSA) website and The Salvation Army’s website. The SAMHSA website is a great resource that provides information on local treatment facilities, support groups, and local organizations while The Salvation Army provides those struggling with substance abuse with various types of support.
No-Cost Rehabilitation
Many U.S. states provide funding for low-income people who need rehabilitation services. Get in touch with your local or state mental health or substance abuse agency to find the help you need. You may qualify for a program under the Affordable Care Act.
Additional Options
Some additional options available to you are:
- Insurance: Insurance is usually your best option when it comes to paying for rehab. You have the option of purchasing insurance from a private network, or, if you qualify, a low or no-cost program under the Affordable Care Act.
- Loans or Financing: Check to see if the facility you’re interested in offers financing. Do some research and think about what other loan options are available to you.
- Friends or Family: Asking for financial help is not always easy, but the people close to you may be more willing to help than you think.
There are many ways to get access to rehab services, you just need to know where to look!